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The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the boom of online and mobile banking, consumers are increasingly relying to electronic channels for their financial needs. This shift has caused to a decrease in branch openings, and many institutions are consolidating existing branches Bank b
Return on total assets (ROTA) is a crucial financial metric measured by investors and analysts to gauge the efficiency of a company in creating profits from its assets. It represents the proportion of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is effectively utilizing its assets t